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BayaPay
Business Expense
Management
Made Simple
End-to-end business expense management solutions for every businesses. Powered by a business prepaid Mastercard card, to manage all your expenses and reimbursements, gain real-time visibility and control over employee spending, all in one place.
The Future Payment for Business & Vehicle
Expense Management
BayaPay heralds the future payments for business and vehicle expense management as one of the region's first Full Functional Open-Loop Payment Card designed to help businesses cut costs, save money, automate expense management and stay ahead of the competition.
FLEXIBLE | CONVENIENT | SECURE
SPENDING CONTROLS
Set spending limits, approve users, block cards anytime, for complete peace of mind.
UNIVERSAL ACCEPTANCE
Use anywhere Mastercard is accepted - including all petrol brands, retail merchants and service providers.
REAL-TIME TRACKING
View and manage transactions for instant visibility with rich and automated reporting.
EXPENSE MANAGEMENT
Digitised expense management means no more manual claims, paperwork or tracking receipts - just seamless expense management.
About Us
BayaPay Sdn Bhd (BayaPay) is leading the way forward in payments for business and vehicle expense management that offer better controls and greater savings.
We achieve this with our flexible business prepaid Mastercard card, an all-in-one solution to seamlessly control and pay for business and vehicle expenses - like fuel, travel, client meetings, office supplies and staff expenses. Get real-time visibility and control over every transaction, powerful customisable payment controls and fraud detection tools to prevent wasteful spending and achieve cost savings.
Our Customers
Our customers range from fleet operators and logistic companies, corporate sales and field staff, to SMBs and gig workers in the region.
FLEET OPERATORS & LOGISTIC COMPANIES
CORPORATE SALES & FIELD STAFF
SMALL & MEDIUM BUSINESSES
GIG WORKERS &
SELF EMPLOYED
FAQs
WHAT IS THE BAYAPAY CARD?
BayaPay's prepaid Mastercard card (“Card”) is a reloadable prepaid card, whereby the program is operated and owned by BayaPay Sdn. Bhd.
The Card program is supported and licensed by BayaPay's license partner, Instapay Technologies Sdn. Bhd. being the Bank Negara Malaysia ("BNM") e-money issuer and a Mastercard Asia/Pacific Pte. Ltd license holder.
Instapay Technologies Sdn. Bhd. is regulated by both BNM and Mastercard International Inc.
WHAT IS AN OPEN-LOOP PAYMENT CARD?
Unlike closed-loop payment cards, open-loop cards allow for payments across multiple fleet-related expense management (fuel, repairs, breakdowns, lodging, medical, tolls, parking, etc) across all retailers where Visa/ Mastercard cards are accepted.
WHERE CAN BAYAPAY PAYMENT CARD BE ACCEPTED?
BayaPay's payment cards are accepted at all service providers that officially accept MasterCard payments.
WHAT BENEFITS DOES BAYAPAY PAYMENT CARD OFFER?
BayaPay's flexible business prepaid Mastercard card comes with comprehensive preset limits and controls, real-time tracking, risk analysis and analytics to ensure only rightful payments are authorised. Additionally, by digitalising the payments process, this eliminates manual claims processes, paperwork and reduces administrative costs. Automate payment and expense management process.
